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liz_jones_on_the_te_ifying_insecu_ity_of_having_to_ent_in_you_60s [2024/04/19 09:31]
47.128.39.99 alte Version wiederhergestellt (2023/06/09 23:33)
liz_jones_on_the_te_ifying_insecu_ity_of_having_to_ent_in_you_60s [2024/05/20 14:48] (aktuell)
18.222.169.139 alte Version wiederhergestellt (2024/04/20 16:30)
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 I always knew it would. It had been lurking in the background as I tried to carry on, make plans. I knew that it would all end, swiftly. Not with a whimper but with a bang. I always knew it would. It had been lurking in the background as I tried to carry on, make plans. I knew that it would all end, swiftly. Not with a whimper but with a bang.
 I'd been told there was a viewing planned at the cottage I've rented since 2018. I'd been told there was a viewing planned at the cottage I've rented since 2018.
-It's been up for sale since April. I learned it was going to be put on the market in February, when the landlady turned up with little warning, an estate agent in tow. +It's been up for sale since April. I learned it was going to be put on the market in February, when the landlady turned up with little warning,  [[https://miasa.org.my/forum/index.php?topic=48975.0|eVdeN EvE nAkliyAT]] an estate agent in tow. 
-[[https://istanbulbuyukcekmecenakliyat.com.tr/|(Image: [[https://evigetir.com/ankara/img/international_220Kopya.jpg|https://evigetir.com/ankara/img/international_220Kopya.jpg]])]]The agent started taking photographs of every room and my courtyard garden.  If you adored this post and you would certainly like to receive more information relating to [[https://evigetir.com/hakkimizda.html|EVdEN EVe naKliYat]] kindly go to the web site. Without asking first.+[[https://armut.com/istanbul-evden-eve-nakliyat|(Image: [[https://evigetir.com/evdeneve/img/kitchen.png|https://evigetir.com/evdeneve/img/kitchen.png]])]]The agent started taking photographs of every room and my courtyard garden. Without asking first.
  
 Or even talking to me. Because who am I, other than a lowly private renter, unworthy of even a kindly 'Good morning'. Or even talking to me. Because who am I, other than a lowly private renter, unworthy of even a kindly 'Good morning'.
Zeile 18: Zeile 18:
 How is this allowed? How is this allowed?
  
-We are protected at work if we are sick or lose our jobs, but when we rent a home — and surely a home is integral to our health, productivity and sense of belonging — we can be thrown to the sharks.+Here is more information regarding [[https://evigetir.com/evdeneve/ee.html|eVDeN eve NAKLiYAT]] look into our page. We are protected at work if we are sick or lose our jobs, but when we rent a home — and surely a home is integral to our health, productivity and sense of belonging — we can be thrown to the sharks.
 Surely, there is more to being a landlord than having me pay your mortgage when I have paid the rent on time and looked after your property? Surely, there is more to being a landlord than having me pay your mortgage when I have paid the rent on time and looked after your property?
 A lifeline was dangled in front of our poor, cold noses last month when Michael Gove — since appointed Secretary of State for Levelling Up, Housing and Communities under Rishi Sunak — voiced his support for Boris Johnson's commitment to ending no-fault evictions. A lifeline was dangled in front of our poor, cold noses last month when Michael Gove — since appointed Secretary of State for Levelling Up, Housing and Communities under Rishi Sunak — voiced his support for Boris Johnson's commitment to ending no-fault evictions.
Zeile 33: Zeile 33:
 The problem doesn't enter their brains and, if it does, they assume people who rent are either feckless or the very young, who will soon claw their way on to the property ladder. The problem doesn't enter their brains and, if it does, they assume people who rent are either feckless or the very young, who will soon claw their way on to the property ladder.
 These are the sort of people who write pieces along the lines of 'What's with the annual DFS adverts on TV? Why do people buy a new sofa every Christmas? I inherited mine!' (That was an actual column.) These are the sort of people who write pieces along the lines of 'What's with the annual DFS adverts on TV? Why do people buy a new sofa every Christmas? I inherited mine!' (That was an actual column.)
-I have rented nine properties in my adult life and been evicted four times — and the older you get,  [[https://evigetir.com/evdeneve/evden-eve-nakliyat.html|eVden eVe nAKliyat]] the harder it is to bounce back.+I have rented nine properties in my adult life and been evicted four times — and the older you get, the harder it is to bounce back.
 Times are bad for Generation Rent — the poor 20 and 30-somethings who are unable to scrape together a deposit, or afford a mortgage. Times are bad for Generation Rent — the poor 20 and 30-somethings who are unable to scrape together a deposit, or afford a mortgage.
  
 But to be in your 60s and to be renting, as I am, after a lifetime of hard work, is infinitely worse. But to be in your 60s and to be renting, as I am, after a lifetime of hard work, is infinitely worse.
-Why? Because, at 64, I am perilously close to retirement.+Why? Because, at 64, I am [[https://www.entrepreneur.com/article/41624|perilously close]] to retirement.
 I did manage to get a mortgage offer before the current crisis but, even then, the rate I was offered was nearly 5 per cent and the maximum term I was allowed was 12 years. I did manage to get a mortgage offer before the current crisis but, even then, the rate I was offered was nearly 5 per cent and the maximum term I was allowed was 12 years.
 There is no hope of a partner on the horizon to split bills with. There is no hope of a partner on the horizon to split bills with.
Zeile 60: Zeile 60:
 (A long story: there's a memoir, if you're interested.) Suffice to say, HMRC hate high-earning single females, as do builders, family, neighbours, insolvency lawyers. (A long story: there's a memoir, if you're interested.) Suffice to say, HMRC hate high-earning single females, as do builders, family, neighbours, insolvency lawyers.
 As a bankrupt, my rental choices were limited. I found a small house nearby, just outside the market town of Richmond in North Yorkshire, for £1,700 a month. As a bankrupt, my rental choices were limited. I found a small house nearby, just outside the market town of Richmond in North Yorkshire, for £1,700 a month.
-The search was made extra hard given the fact I (then) had four cats and  eVden EvE Nakliyat three dogs. Most rental properties, even those in rural areas with ghastly swirly carpets, stipulate: 'Sorry, no pets.'+The search was made extra hard given the fact I (then) had four cats and three dogs. Most rental properties, even those in rural areas with ghastly swirly carpets, stipulate: 'Sorry, no pets.'
 In 2020, a white paper was drawn up to allow renters to keep dogs and cats, given that they are, after all, family members, and less likely than toddlers to scribble on walls, but it's not yet on the statute books. In 2020, a white paper was drawn up to allow renters to keep dogs and cats, given that they are, after all, family members, and less likely than toddlers to scribble on walls, but it's not yet on the statute books.
 The wonderful charity Dogs On The Streets (DOTS), which helps the pets of the homeless, reveals the number of pets given up due to being banned from rentals has rocketed: 'We get 20 to 30 calls a day from tenants unable to keep their pets.' The wonderful charity Dogs On The Streets (DOTS), which helps the pets of the homeless, reveals the number of pets given up due to being banned from rentals has rocketed: 'We get 20 to 30 calls a day from tenants unable to keep their pets.'
Zeile 81: Zeile 81:
 I was again evicted, for no reason, in 2019, having spent a fortune moving books, magazines, clothes and my desk 250 miles. I was again evicted, for no reason, in 2019, having spent a fortune moving books, magazines, clothes and my desk 250 miles.
 (I know the names of the nice men at Watson Removals; I even know the birthdays of a couple of them.) (I know the names of the nice men at Watson Removals; I even know the birthdays of a couple of them.)
-She said the flat was being sold but, a few weeks later, I saw it up for rent again on Rightmove at an escalated price.+She said the flat was being sold but,  [[https://evigetir.com/evden-eve-google.html|EvDEn EVe NAkLiyat]] a few weeks later, I saw it up for rent again on Rightmove at an escalated price.
 She wanted to withhold some of my deposit as the cheap-looking fairy lights were no longer on the balcony. She wanted to withhold some of my deposit as the cheap-looking fairy lights were no longer on the balcony.
  
Zeile 97: Zeile 97:
 I know it was idiotic to spend tens of thousands of pounds of my own money on it, but I work from home and needed heating. I know it was idiotic to spend tens of thousands of pounds of my own money on it, but I work from home and needed heating.
 The bathroom was mouldy and having a hot bath is my one luxury. The bathroom was mouldy and having a hot bath is my one luxury.
-In all, I spent £59,000. I updated the heating with a new boiler and  [[https://thedirectorylink.com/community/profile/sadyedlq8498683/|EVDEn evE nakLiyaT]] radiators upstairs and replaced the fusebox. I put in flagstones, I had the chimney swept, installed new blinds and  evDeN EVE naKLiYaT shelving and I spent more than £12,000 on a beautiful Neptune kitchen.+In all, I spent £59,000. I updated the heating with a new boiler and radiators upstairs and replaced the fusebox. I put in flagstones, I had the chimney swept, installed new blinds and shelving and I spent more than £12,000 on a beautiful Neptune kitchen.
 I know. I know.
  
liz_jones_on_the_te_ifying_insecu_ity_of_having_to_ent_in_you_60s.1713511898.txt.gz · Zuletzt geändert: 2024/04/19 09:31 von 47.128.39.99