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I always knew it would. It had been lurking in the background as I tried to carry on, make plans. I knew that it would all end, swiftly. Not with a whimper but with a bang. | I always knew it would. It had been lurking in the background as I tried to carry on, make plans. I knew that it would all end, swiftly. Not with a whimper but with a bang. | ||
I'd been told there was a viewing planned at the cottage I've rented since 2018. | I'd been told there was a viewing planned at the cottage I've rented since 2018. | ||
- | It's been up for sale since April. I learned it was going to be put on the market in February, when the landlady turned up with little warning, an estate agent in tow. | + | It's been up for sale since April. I learned it was going to be put on the market in February, when the landlady turned up with little warning, |
- | [[https://www.pegasusnakliyat.com/ | + | [[https://armut.com/istanbul-evden-eve-nakliyat|(Image: [[https:// |
Or even talking to me. Because who am I, other than a lowly private renter, unworthy of even a kindly 'Good morning' | Or even talking to me. Because who am I, other than a lowly private renter, unworthy of even a kindly 'Good morning' | ||
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How is this allowed? | How is this allowed? | ||
- | We are protected at work if we are sick or lose our jobs, but when we rent a home — and surely a home is integral to our health, productivity and sense of belonging — we can be thrown to the sharks. | + | Here is more information regarding [[https:// |
Surely, there is more to being a landlord than having me pay your mortgage when I have paid the rent on time and looked after your property? | Surely, there is more to being a landlord than having me pay your mortgage when I have paid the rent on time and looked after your property? | ||
A lifeline was dangled in front of our poor, cold noses last month when Michael Gove — since appointed Secretary of State for Levelling Up, Housing and Communities under Rishi Sunak — voiced his support for Boris Johnson' | A lifeline was dangled in front of our poor, cold noses last month when Michael Gove — since appointed Secretary of State for Levelling Up, Housing and Communities under Rishi Sunak — voiced his support for Boris Johnson' | ||
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But to be in your 60s and to be renting, as I am, after a lifetime of hard work, is infinitely worse. | But to be in your 60s and to be renting, as I am, after a lifetime of hard work, is infinitely worse. | ||
- | Why? Because, at 64, I am perilously close to retirement. | + | Why? Because, at 64, I am [[https:// |
I did manage to get a mortgage offer before the current crisis but, even then, the rate I was offered was nearly 5 per cent and the maximum term I was allowed was 12 years. | I did manage to get a mortgage offer before the current crisis but, even then, the rate I was offered was nearly 5 per cent and the maximum term I was allowed was 12 years. | ||
There is no hope of a partner on the horizon to split bills with. | There is no hope of a partner on the horizon to split bills with. | ||
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There are 49 per cent fewer new listings than in 2019, reports Hamptons estate agency, and the average rent in a newly-let home in Britain is up 6.9 per cent on September last year. | There are 49 per cent fewer new listings than in 2019, reports Hamptons estate agency, and the average rent in a newly-let home in Britain is up 6.9 per cent on September last year. | ||
- | I owned my own home from 1983 until 2016. If you have any thoughts regarding where and how to use [[https:// | + | I owned my own home from 1983 until 2016. I've never not had a good job and I've never taken a day off sick. |
But in 2016 I lost my home — a Georgian mini mansion, with floor-to-ceiling windows and a lawn that swept down to a river. | But in 2016 I lost my home — a Georgian mini mansion, with floor-to-ceiling windows and a lawn that swept down to a river. | ||
I put in stone floors, salvaged from a derelict church, railings … I can't go on, it's too upsetting. | I put in stone floors, salvaged from a derelict church, railings … I can't go on, it's too upsetting. | ||
- | When I was made bankrupt in 2015, | + | When I was made bankrupt in 2015, I was forced to put it on the market for £400,000 less than I paid for it. |
(A long story: there' | (A long story: there' | ||
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Or wear jeans on the sofa as 'they wear it out'. | Or wear jeans on the sofa as 'they wear it out'. | ||
When I later complained about the filth of the communal areas, which only I vacuumed, she said: 'Oh, that's a surprise, as apart from you, every flat is owner-occupied.' | When I later complained about the filth of the communal areas, which only I vacuumed, she said: 'Oh, that's a surprise, as apart from you, every flat is owner-occupied.' | ||
- | She kept [[https:// | + | She kept emailing me — never, ever rent via OpenRent, where you deal with the landlord direct — saying: ' |
They are not in the flat, are they? No pets allowed.' | They are not in the flat, are they? No pets allowed.' | ||
I was again evicted, for no reason, in 2019, having spent a fortune moving books, magazines, clothes and my desk 250 miles. | I was again evicted, for no reason, in 2019, having spent a fortune moving books, magazines, clothes and my desk 250 miles. | ||
(I know the names of the nice men at Watson Removals; I even know the birthdays of a couple of them.) | (I know the names of the nice men at Watson Removals; I even know the birthdays of a couple of them.) | ||
- | She said the flat was being sold but, a few weeks later, I saw it up for rent again on Rightmove at an escalated price. | + | She said the flat was being sold but, |
She wanted to withhold some of my deposit as the cheap-looking fairy lights were no longer on the balcony. | She wanted to withhold some of my deposit as the cheap-looking fairy lights were no longer on the balcony. | ||
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The washing machine broke and there was no tumble dryer, though the lease bans putting up a washing line. The roof and windows still leak. Exiting the front door on a rainy day is like braving Niagara Falls (I have videos). | The washing machine broke and there was no tumble dryer, though the lease bans putting up a washing line. The roof and windows still leak. Exiting the front door on a rainy day is like braving Niagara Falls (I have videos). | ||
- | I know it was idiotic to spend tens of thousands of pounds of my own money on it, | + | I know it was idiotic to spend tens of thousands of pounds of my own money on it, but I work from home and needed heating. |
The bathroom was mouldy and having a hot bath is my one luxury. | The bathroom was mouldy and having a hot bath is my one luxury. | ||
In all, I spent £59,000. I updated the heating with a new boiler and radiators upstairs and replaced the fusebox. I put in flagstones, I had the chimney swept, installed new blinds and shelving and I spent more than £12,000 on a beautiful Neptune kitchen. | In all, I spent £59,000. I updated the heating with a new boiler and radiators upstairs and replaced the fusebox. I put in flagstones, I had the chimney swept, installed new blinds and shelving and I spent more than £12,000 on a beautiful Neptune kitchen. |