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liz_jones_on_the_te_ifying_insecu_ity_of_having_to_ent_in_you_60s
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liz_jones_on_the_te_ifying_insecu_ity_of_having_to_ent_in_you_60s [2024/04/03 15:16] 47.128.49.55 alte Version wiederhergestellt (2023/06/16 19:48) |
liz_jones_on_the_te_ifying_insecu_ity_of_having_to_ent_in_you_60s [2024/05/20 14:48] (aktuell) 18.222.169.139 alte Version wiederhergestellt (2024/04/20 16:30) |
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| I always knew it would. It had been lurking in the background as I tried to carry on, make plans. I knew that it would all end, swiftly. Not with a whimper but with a bang. | I always knew it would. It had been lurking in the background as I tried to carry on, make plans. I knew that it would all end, swiftly. Not with a whimper but with a bang. | ||
| I'd been told there was a viewing planned at the cottage I've rented since 2018. | I'd been told there was a viewing planned at the cottage I've rented since 2018. | ||
| - | It's been up for sale since April. I learned it was going to be put on the market in February, when the landlady turned up with little warning, an estate agent in tow. | + | It's been up for sale since April. I learned it was going to be put on the market in February, when the landlady turned up with little warning, |
| - | The agent started taking photographs of every room and my courtyard garden. Without asking first. | + | [[https:// |
| Or even talking to me. Because who am I, other than a lowly private renter, unworthy of even a kindly 'Good morning' | Or even talking to me. Because who am I, other than a lowly private renter, unworthy of even a kindly 'Good morning' | ||
| Zeile 18: | Zeile 18: | ||
| How is this allowed? | How is this allowed? | ||
| - | We are protected at work if we are sick or lose our jobs, but when we rent a home — and surely a home is integral to our health, productivity and sense of belonging — we can be thrown to the sharks. | + | Here is more information regarding [[https:// |
| Surely, there is more to being a landlord than having me pay your mortgage when I have paid the rent on time and looked after your property? | Surely, there is more to being a landlord than having me pay your mortgage when I have paid the rent on time and looked after your property? | ||
| - | A lifeline was dangled in front of our poor, cold noses last month when Michael Gove — since appointed Secretary of State for Levelling Up, Housing and | + | A lifeline was dangled in front of our poor, cold noses last month when Michael Gove — since appointed Secretary of State for Levelling Up, Housing and Communities under Rishi Sunak — voiced his support for Boris Johnson' |
| Mr Gove knows as well as anyone that it isn't the workshy who end up renting. | Mr Gove knows as well as anyone that it isn't the workshy who end up renting. | ||
| Zeile 37: | Zeile 37: | ||
| But to be in your 60s and to be renting, as I am, after a lifetime of hard work, is infinitely worse. | But to be in your 60s and to be renting, as I am, after a lifetime of hard work, is infinitely worse. | ||
| - | Why? Because, at 64, I am perilously close to retirement. | + | Why? Because, at 64, I am [[https:// |
| I did manage to get a mortgage offer before the current crisis but, even then, the rate I was offered was nearly 5 per cent and the maximum term I was allowed was 12 years. | I did manage to get a mortgage offer before the current crisis but, even then, the rate I was offered was nearly 5 per cent and the maximum term I was allowed was 12 years. | ||
| There is no hope of a partner on the horizon to split bills with. | There is no hope of a partner on the horizon to split bills with. | ||
| - | I have sympathy for homeowners whose rates have just gone up, but renters aren't immune, as there are no caps on what we pay. Landlords will pass any increase onto us (I might die of cold if I move to Scotland, | + | I have sympathy for homeowners whose rates have just gone up, but renters aren't immune, as there are no caps on what we pay. Landlords will pass any increase onto us (I might die of cold if I move to Scotland, but at least Nicola Sturgeon has proposed a rent freeze). |
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| This led to a report last month of a rise in London of 'blind bidding' | This led to a report last month of a rise in London of 'blind bidding' | ||
| - | There are 49 per cent fewer new listings than in 2019, reports Hamptons estate agency, and | + | There are 49 per cent fewer new listings than in 2019, reports Hamptons estate agency, and the average rent in a newly-let home in Britain is up 6.9 per cent on September last year. |
| - | I owned my own home from 1983 until 2016. I've never not had a good job and I'[[https:// | + | I owned my own home from 1983 until 2016. I've never not had a good job and I've never taken a day off sick. |
| - | But in 2016 I lost my home — a Georgian mini mansion, | + | But in 2016 I lost my home — a Georgian mini mansion, with floor-to-ceiling windows and a lawn that swept down to a river. |
| I put in stone floors, salvaged from a derelict church, railings … I can't go on, it's too upsetting. | I put in stone floors, salvaged from a derelict church, railings … I can't go on, it's too upsetting. | ||
| When I was made bankrupt in 2015, I was forced to put it on the market for £400,000 less than I paid for it. | When I was made bankrupt in 2015, I was forced to put it on the market for £400,000 less than I paid for it. | ||
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| I was again evicted, for no reason, in 2019, having spent a fortune moving books, magazines, clothes and my desk 250 miles. | I was again evicted, for no reason, in 2019, having spent a fortune moving books, magazines, clothes and my desk 250 miles. | ||
| (I know the names of the nice men at Watson Removals; I even know the birthdays of a couple of them.) | (I know the names of the nice men at Watson Removals; I even know the birthdays of a couple of them.) | ||
| - | She said the flat was being sold but, a few weeks later, I saw it up for rent again on Rightmove at an escalated price. | + | She said the flat was being sold but, |
| She wanted to withhold some of my deposit as the cheap-looking fairy lights were no longer on the balcony. | She wanted to withhold some of my deposit as the cheap-looking fairy lights were no longer on the balcony. | ||
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| I had to give notice when I lost my job but the two male landlords, who lived in Hong Kong, made me stick to a six-month notice period, when they could have said: 'OK, if we can rent it faster you can leave' | I had to give notice when I lost my job but the two male landlords, who lived in Hong Kong, made me stick to a six-month notice period, when they could have said: 'OK, if we can rent it faster you can leave' | ||
| - | And they told me to vacuum my [[https:// | + | And they told me to vacuum my radiators as they were making a ' |
| (Mad!) | (Mad!) | ||
| - | I chose the cottage I am in now as the landlady didn't mind I'd been bankrupt, or | + | I chose the cottage I am in now as the landlady didn't mind I'd been bankrupt, or that I have dogs and it has a magical view. |
| When I moved in, it had no heating, laminate flooring and a fuse box that was 26 years old. | When I moved in, it had no heating, laminate flooring and a fuse box that was 26 years old. | ||
liz_jones_on_the_te_ifying_insecu_ity_of_having_to_ent_in_you_60s.1712150204.txt.gz · Zuletzt geändert: 2024/04/03 15:16 von 47.128.49.55
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